The paper considers the sense of using the blank promissory note as a means of securing of consumer loan. while also questioning its purpose as means of security. The initial hypothesis is the legal absurdity of the same person being a debtor under the two different legal basis -promissory note and consumer loan. The same person is the guarantor for themselves - by signing the blank n... https://www.marcelovicente.com/product-category/cleanser-shampoo-6/